New York Condominium Act (Real Property Law, Article 9-B)
The New York statute that governs how condominiums are created and run: declarations, bylaws, common elements and the charges unit owners share.
ResourcesLaws, Guides and Tools
Laws, Guides and Tools
for Your Association.
Official laws, outside guides and tools we point boards to, organised by state. Pick your state to see what applies to you.
For New York associations
For every state
HOA Reserve Fund Checklist
A practical checklist for HOA and condo boards on planning reserve contributions, reviewing reserve studies, and keeping reserve money separate from operating funds. It helps boards spot funding gaps and prepare for repairs without surprise special assessments.
Selecting a Management Company
What volunteer boards should look for when hiring a management company, one of the biggest decisions they make for the community.
Handling Delinquent Assessments
The board's duty to collect, what an effective collection policy contains and why it must be shared with every owner and enforced consistently.
A Uniform Collections Policy
Why handling late dues case by case is risky, and how a written collections policy applied the same way to everyone protects the association.
Preparing the Annual Budget
A practical sequence for budget season: forming a budget task force, surveying owners and planning ahead instead of reacting.
Realistic HOA Budgeting
How the annual budget sets assessments, and how realistic numbers, clear communication and easy payment options keep a community funded.
Investing Reserve Funds
How boards weigh deposit coverage, liquidity and return, check state rules and put a written investment policy in place for reserve money.
Reserve Studies: Roadmaps to Financial Health
Why a reserve study is the board's long-range plan for roofs, paving and other big components, and what underfunding forces on owners later.
Budgets & Reserves Library
A collection of CAI articles on preparing an annual budget, funding day-to-day operations and investing reserve money.
HOA Budget Basics
What goes into an association budget, how operating money differs from reserves, and what the board remains responsible for even when a manager or accountant drafts it.
These links are for general information and are not legal advice. Statutes change; confirm the current text with the official source and your association’s attorney.