Bellum handles the books, the budgets, and the disclosure paperwork for community associations across Virginia — so your board can stop chasing spreadsheets and start making decisions.
Virginia is where Bellum started. Our team works day to day with boards from Northern Virginia through Richmond and Hampton Roads, which means we already know how the Commonwealth's disclosure timelines behave in practice — not just how they read on paper.
Associations here run under one of two statutes depending on how the community was formed, and the difference affects what your board owes owners and buyers. We keep the financial records that both regimes assume you already have: current balances, assessment histories, reserve positions, and statements that are ready when a resale request comes in.
A short orientation, not legal advice. Your association attorney is the authority on how these apply to your community.
Title 55.1, Chapter 18 of the Code of Virginia (§§ 55.1-1800 through 55.1-1836) governs planned communities and subdivisions run by a property owners association. It sets out board authority, assessment powers, and meeting and record requirements, while resale disclosure is handled separately under the Resale Disclosure Act.
Condominiums fall under Title 55.1, Chapter 19 instead, with its own rules on common element maintenance, unit owner rights, and insurance obligations. The two statutes have different applicability and requirements, so the governing framework should be confirmed for each community.
Since 2023, resale disclosure for property owners' associations, condominiums, and cooperatives has been consolidated under Title 55.1, Chapter 23.1, which uses the single term "resale certificate" across all three. The Act sets time limits for delivering that certificate once it is requested. Meeting those timelines is far simpler when the underlying financials are already current, which is the part we handle.
The statutes and guides we point Virginia boards to.
Whether you're a homeowner looking for HOA coverage, a landlord, or a renter in one of our communities, we help connect you with providers that understand association living and shared spaces.
Official Virginia laws for HOAs and condos. Find the rules and guidelines that govern community living in one place.
A practical checklist for HOA and condo boards on planning reserve contributions, reviewing reserve studies, and keeping reserve money separate from operating funds. It helps boards spot funding gaps and prepare for repairs without surprise special assessments.
What volunteer boards should look for when hiring a management company, one of the biggest decisions they make for the community.
How to vet landscaping, pool and maintenance vendors and what to review before the board signs a service contract.
Newsletters, email and other channels boards use to keep owners informed, including how to share budget highlights.
Bellum supports associations across Virginia remotely, with clients and communities in markets including those below.
No. Financial management is a records-and-reporting function, and it runs on documents rather than drive time. Our Virginia clients work with us remotely — board portal, scheduled statements, and a named contact who answers the phone.
Frequently, yes. Many associations keep their community manager for maintenance, vendors, and residents, and bring in Bellum strictly for accounting, reporting, and reserve tracking. The two roles complement each other well.
We reconcile from your last clean statement forward, rebuild the assessment ledger, and flag anything that does not tie out before we take over reporting. Most transitions land inside a normal billing cycle.
Send us your current financials and we will tell you what we would change — before you commit to anything.
